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  • Welcome - Get the best real estate listings & homes for sale, expert advice, local info, and much more from Keith Fuller, a proven Shelton, Union and Hoodsport, Washington NUMBER1EXPERT™ Top Selling real estate agent.

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Real Estate Tips
First Time Buyers >More Down Payment Help

One of the most common deterrents to first-time home buyers is the lack of a down payment. However, the home loan industry has practically re-created itself in the last ten years, making it easier than ever to obtain a mortgage, and new mortgage programs are always cropping up.

Some states sponsor loan programs that allow buyers to purchase a home without putting any money down. A parent or other relative can guarantee repayment of ten percent of the loan if the buyer defaults. The only cash needed is for the closing costs, which typically run about three percent of the loan. Parents can also give their children down payment help through a personal note or second trust deed. The terms can be set up for monthly payments or annual payments amortized over a period of time. You could pay the interest only, and have the payoff due when the property is sold.

With so many alternatives, doesn't it make sense to call your real estate agent for a free consultation? You may be closer to home ownership than you think.

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Real Estate Trivia
Q 
What is the world's longest frontier?

A 
At 3,987 kilometers (3,987 miles), the border between Canada and the U.S. is the longest in the world.
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Keith Fuller, REALTOR®, real estate agent and broker for Shelton, Union and Hoodsport, Washington home listings, property and land for sale - NUMBER1EXPERT(tm)

Keith Fuller
Windermere/Himlie

920 Railroad Ave.
Shelton, WA. 98584
Direct: 360-490-3811
Fax: 360-426-2698
Email: landman@keithfuller.com

CRS MLS REALTOR Equal Housing


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